Friday was the last trading day for 2021.  The major market indexes closed near record highs on light volume.  For the third consecutive year, the SP 500 Index closed up with double-digit gains of 27.2%.  The $VIX closed lower at 17.22.  The Energy and Real Estate sectors showed the greatest gains for the past year while Communication Services and Utilities showed little or no improvement.

At the close, the RiverTree portfolio was valued at $62,689.42, ending the year with a gain of $12,689.42 or 25.4%.  The total portfolio value includes recent dividend payments and $26,477.92 in cash.  Two short XLE Call positions were taken during the past week following the expirations of two XLE Calls the prior week.